Services
Condo Unit Owner’s Insurance
Protection Tailored to Your Piece of Paradise
Owning a condo in Florida is a dream — make sure it’s properly protected. At Venture Insurance Partners, we specialize in helping condo unit owners safeguard their investment with comprehensive, affordable, and easy-to-understand insurance coverage.
What is Condo Unit Owners Insurance (HO6)?
Also known as an HO6 policy, condo unit owners’ insurance fills the gap between your condo association’s master policy and your personal property. It protects what’s inside your walls — from your cabinetry and flooring to personal belongings, liability, and even loss of use.
Your condo association doesn’t cover your unit’s interior or personal contents. That’s your responsibility.
What Does It Cover?
Our policies can include:
- Interior Structure Coverage. Cabinets, appliances, countertops, fixtures, flooring, and upgrades made by you.
- Personal Property Protection. Furniture, clothing, electronics, jewelry, and more — covered in case of theft, fire, water damage, or wind.
- Loss Assessment Coverage. If your condo association charges you for a shared loss (like hurricane damage to the building), this helps pay your portion.
- Liability Coverage. Covers you if someone is injured inside your unit or if you cause damage to another unit.
- Loss of Use / Additional Living Expenses. Covers temporary housing if your unit becomes uninhabitable due to a covered loss.
Why Florida Condo Owners Need Specialized Coverage
Florida’s weather — hurricanes, flooding, and high humidity — adds unique risks. Our agents understand the local landscape and will tailor your policy to reflect:
- Windstorm exclusions or requirements
- High-rise vs. low-rise condo association responsibilities
- Flood insurance recommendations
Why Choose Venture Insurance Partners?
- Local Expertise. We’re based in Florida and know the ins and outs of HOA policies, state regulations, and hurricane readiness.
- Fast, Personalized Quotes. Get a tailored policy that fits your budget and lifestyle in minutes.
- Top-Rated Carriers. We partner with the strongest and most reliable insurance companies in the industry.
- Exceptional Service. We’re not just your agent — we’re your partner. Our team is here to answer questions, review coverage, and help with claims.
Have Questions?
Our Florida-based agents are here to help. Whether you’re a new condo owner or reviewing your existing policy, we’ll make sure you’re fully protected.
