Services
Classic Car Insurance
Coverage as Unique as the Car You Drive
Your classic isn’t just a car — it’s a piece of automotive history, a labor of love, and a lifelong passion. That’s why standard auto insurance isn’t enough.
At Venture Insurance Partners, we help Florida collectors protect their classic, antique, and exotic cars with policies that match their value — and their values.
What Qualifies as a Classic Car?
We insure a wide variety of collector vehicles in Florida, including:
- Classic cars (typically 20–45 years old)
- Antique vehicles (45+ years old)
- Muscle cars and hot rods
- Street rods and customs
- Exotic, luxury, and high-performance cars
- Kit cars and replicas
- Classic trucks and motorcycles
Don’t see your vehicle? Ask us — we specialize in all things collectible and unique.
What Does Classic Car Insurance Cover?
Unlike standard auto insurance, classic car policies are designed with collectors in mind. Key features include:
- Agreed Value Coverage. You and the insurer agree on your vehicle’s value upfront — no depreciation surprises at claim time.
- Low Annual Premiums. Lower rates based on limited mileage and careful usage.
- Spare Parts & Tools Coverage. Protection for rare parts, restoration equipment, and vintage accessories.
- Flexible Mileage Options. Choose mileage that fits how often (or how little) you drive your vehicle.
- Roadside Assistance & Towing. Specialty towing with flatbeds to protect your collector car.
- Event & Show Coverage. Protection during exhibitions, parades, and car club events.
- Garage & Storage Coverage. Policies can include coverage while stored at home, in storage units, or commercial garages.
Why Florida Classic Car Owners Choose Venture Insurance Partners
- Local Experts, Collector Focused. We’re not just agents — we’re enthusiasts too. We understand how to properly value and protect your investment.
- Specialty Carrier Access. We work with top classic car insurers like Hagerty, American Modern, and Grundy to find the best fit for your needs.
- Personalized Service. Your car is unique — and your coverage should be too. We take time to understand your vehicle and driving habits.
- Bundle Options Available. Ask us about bundling your classic with home, umbrella, or everyday auto policies.
Why Standard Auto Insurance Falls Short
- Actual cash value settlements = depreciation
- Daily driver underwriting rules don’t fit limited-use vehicles
- Repair limitations may force you to use generic or aftermarket parts
- Claim adjusters unfamiliar with specialty or collector car values
Your classic deserves more. And we can help you get it.
We Insure Classic Car Owners Across Florida:
- Naples
- Sarasota
- Orlando
- Tampa Bay
- Fort Lauderdale
- Miami
- Jacksonville
- And everywhere in between
Because Your Car Isn’t “Just a Car”
At Venture Insurance Partners, we help Florida’s classic car owners protect their vehicles the right way—so you can enjoy every mile, show, and cruise night worry-free.
