Services
Flood Insurance
Don’t Let Rising Water Wash Away Everything You’ve Built
In Florida, floods aren’t just a possibility — they’re a real and rising threat. Just one inch of water can cause tens of thousands of dollars in property damage. At Venture Insurance Partners, we help Florida homeowners get flood coverage that protects what matters most—before the storm hits.
Did You Know?
- Flooding is NOT covered under standard homeowners insurance.
- Over 25% of flood claims come from homes outside of high-risk zones.
- Most policies have a 30-day waiting period before coverage kicks in.
- Florida has more flood-prone properties than any other state in the U.S.
What Does Flood Insurance Cover?
A flood insurance policy typically includes:
- Building Property Coverage
Protects your home’s structure — walls, floors, foundation, electrical systems, appliances, and more. - Personal Property (Contents) Coverage
Covers furniture, electronics, clothing, and valuables damaged by rising water.
Optional or separate policies may cover:
- Basements & enclosures
- Rental properties
- Commercial buildings
- Excess flood insurance for high-value homes
We offer both FEMA/NFIP-backed policies and private market flood insurance with higher limits and faster underwriting.
Why Buy Flood Insurance Through Venture Insurance Partners?
- Local Florida Flood Experts. We live here. We know your risk zone, your elevation, and your options better than national call centers.
- Access to Multiple Carriers. We offer both NFIP and private flood insurance, so you get the best coverage at the best rate.
- Faster Quotes, Clear Explanations. No confusing jargon. Just friendly, licensed agents who walk you through everything.
- Bundle & Save Options. Ask us about discounts when bundling flood with your home or umbrella policies.
Who Needs Flood Insurance in Florida?
If you own property in Florida, you need flood coverage — regardless of your zone:
- Homeowners (primary or seasonal)
- Condo owners
- Renters (contents-only policies)
- Landlords
- Mobile home and manufactured housing owners
- Waterfront and inland homes alike
You don’t have to live in a high-risk zone to suffer flood damage. In fact, more than 40% of FEMA claims in Florida are from moderate- or low-risk areas.
Protect Your Home from the Ground Up
Flooding is unpredictable. Protecting your property doesn’t have to be. At Venture Insurance Partners, we make flood insurance simple, clear, and affordable for Florida families.
